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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,970 | $115,810-36.1% | $101,271-27.0% | $158,966-53.5% |
| Participation rate | 85.7% | 79.4%+6.3pp | 75.8%+9.9pp | 82.0%+3.8pp |
| Annual return | 13.29% | 56.15%-42.9pp | 46.48%-33.2pp | 302.95%-289.7pp |
| Employer contribution / active EE | $4,786 | $4,175+14.6% | $3,660+30.8% | $4,762+0.5% |
| Participant deferral / active EE | $4,786 | $4,958-3.5% | $4,371+9.5% | $5,983-20.0% |
| Admin fee / account holder | $788 | $7,248-89.1% | $5,948-86.8% | $11,250-93.0% |