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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,155 | $107,363-22.5% | $92,909-10.5% | $152,897-45.6% |
| Participation rate | 57.1% | 79.8%-22.6pp | 76.0%-18.9pp | 82.5%-25.3pp |
| Annual return | 17.89% | 145.63%-127.7pp | 109.44%-91.5pp | 345.43%-327.5pp |
| Employer contribution / active EE | $8,279 | $4,222+96.1% | $3,653+126.6% | $4,764+73.8% |
| Participant deferral / active EE | $4,214 | $4,848-13.1% | $4,238-0.6% | $5,851-28.0% |
| Admin fee / account holder | $892 | $7,082-87.4% | $5,795-84.6% | $11,599-92.3% |