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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,406 | $102,661+56.2% | $151,628+5.8% | $66,930+139.7% |
| Participation rate | 73.3% | 85.5%-12.3pp | 87.5%-14.2pp | 69.8%+3.5pp |
| Annual return | -12.83% | -10.81%-2.0pp | 3.34%-16.2pp | 1.57%-14.4pp |
| Employer contribution / active EE | $4,463 | $4,184+6.7% | $6,165-27.6% | $2,545+75.4% |
| Participant deferral / active EE | $10,729 | $6,645+61.5% | $8,363+28.3% | $4,238+153.2% |
| Admin fee / account holder | $4,429 | $630+602.5% | $11,613-61.9% | $593+646.3% |