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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,681 | $211,946-0.6% | $169,452+24.3% | $135,380+55.6% |
| Participation rate | 100.0% | 82.6%+17.4pp | 77.8%+22.2pp | 82.6%+17.4pp |
| Annual return | -0.20% | 3.26%-3.5pp | 1.83%-2.0pp | 519.81%-520.0pp |
| Employer contribution / active EE | $17,500 | $5,117+242.0% | $4,157+321.0% | $4,779+266.2% |
| Participant deferral / active EE | $18,500 | $6,075+204.5% | $5,277+250.6% | $5,609+229.8% |
| Admin fee / account holder | $2,464 | $11,472-78.5% | $9,110-73.0% | $10,828-77.2% |