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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,201 | $215,361-53.5% | $171,082-41.4% | $273,972-63.4% |
| Participation rate | 100.0% | 82.0%+18.0pp | 76.7%+23.3pp | 83.0%+17.0pp |
| Annual return | -2.08% | 25.14%-27.2pp | 32.56%-34.6pp | 41.46%-43.5pp |
| Employer contribution / active EE | $20,000 | $4,967+302.7% | $4,002+399.8% | $4,869+310.8% |
| Participant deferral / active EE | $18,000 | $5,543+224.7% | $4,797+275.2% | $5,287+240.4% |
| Admin fee / account holder | $1,144 | $10,846-89.5% | $8,520-86.6% | $10,133-88.7% |