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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $458,587 | $211,288+117.0% | $178,540+156.9% | $145,884+214.4% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 3.72% | 30.27%-26.5pp | 27.15%-23.4pp | 551.85%-548.1pp |
| Employer contribution / active EE | $9,375 | $4,574+105.0% | $3,953+137.2% | $4,662+101.1% |
| Participant deferral / active EE | $20,063 | $6,967+188.0% | $6,281+219.4% | $6,690+199.9% |
| Admin fee / account holder | $0 | $12,105-100.0% | $10,424-100.0% | $13,392-100.0% |