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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,007 | $71,615+34.1% | $153,416-37.4% | $65,306+47.0% |
| Participation rate | 27.3% | 49.3%-22.0pp | 74.3%-47.1pp | 57.7%-30.4pp |
| Annual return | 14.56% | 12.62%+1.9pp | 17.84%-3.3pp | 21.94%-7.4pp |
| Employer contribution / active EE | $1,102 | $1,488-25.9% | $3,764-70.7% | $1,967-44.0% |
| Participant deferral / active EE | $1,998 | $2,236-10.6% | $4,723-57.7% | $2,959-32.5% |
| Admin fee / account holder | $1,467 | $3,498-58.1% | $13,095-88.8% | $3,480-57.8% |