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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,455 | $202,342-55.3% | $172,753-47.6% | $152,909-40.8% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 19.13% | 1029.88%-1010.8pp | 803.00%-783.9pp | 345.46%-326.3pp |
| Employer contribution / active EE | $5,434 | $5,857-7.2% | $5,144+5.6% | $4,764+14.1% |
| Participant deferral / active EE | $7,915 | $5,948+33.1% | $5,198+52.3% | $5,851+35.3% |
| Admin fee / account holder | $2,534 | $17,112-85.2% | $13,956-81.8% | $11,601-78.2% |