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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,527 | $180,459-46.0% | $154,108-36.7% | $135,380-28.0% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -6.74% | 888.21%-894.9pp | 735.21%-741.9pp | 519.81%-526.5pp |
| Employer contribution / active EE | $6,424 | $6,035+6.4% | $5,298+21.3% | $4,779+34.4% |
| Participant deferral / active EE | $9,262 | $5,806+59.5% | $5,081+82.3% | $5,609+65.1% |
| Admin fee / account holder | $1,082 | $16,145-93.3% | $13,411-91.9% | $10,828-90.0% |