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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,249 | $98,766-16.7% | $149,730-45.1% | $79,852+3.0% |
| Participation rate | 93.5% | 75.8%+17.7pp | 82.5%+11.0pp | 69.6%+23.9pp |
| Annual return | 21.06% | 27.43%-6.4pp | 276.70%-255.6pp | 31.72%-10.7pp |
| Employer contribution / active EE | $4,700 | $3,217+46.1% | $4,645+1.2% | $2,471+90.2% |
| Participant deferral / active EE | $9,650 | $5,681+69.9% | $6,843+41.0% | $3,740+158.0% |
| Admin fee / account holder | $8,666 | $6,052+43.2% | $9,310-6.9% | $5,306+63.3% |