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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,941 | $118,708-73.1% | $98,920-67.7% | $158,966-79.9% |
| Participation rate | 78.6% | 77.8%+0.7pp | 76.0%+2.5pp | 82.0%-3.4pp |
| Annual return | 18.80% | 372.49%-353.7pp | 196.47%-177.7pp | 302.95%-284.2pp |
| Employer contribution / active EE | $443 | $3,334-86.7% | $2,689-83.5% | $4,762-90.7% |
| Participant deferral / active EE | $2,619 | $5,089-48.5% | $4,245-38.3% | $5,983-56.2% |
| Admin fee / account holder | $812 | $10,134-92.0% | $6,643-87.8% | $11,250-92.8% |