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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,333 | $70,486+6.9% | $100,535-25.1% | $79,856-5.7% |
| Participation rate | 100.0% | 73.6%+26.4pp | 79.4%+20.6pp | 69.6%+30.4pp |
| Annual return | 10.51% | 21.90%-11.4pp | 30.90%-20.4pp | 31.71%-21.2pp |
| Employer contribution / active EE | $1,765 | $2,165-18.5% | $3,419-48.4% | $2,471-28.6% |
| Participant deferral / active EE | $8,547 | $5,182+65.0% | $6,271+36.3% | $3,741+128.5% |
| Admin fee / account holder | $13,346 | $4,480+197.9% | $8,085+65.1% | $5,306+151.5% |