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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,687 | $58,600+3.6% | $83,327-27.2% | $64,173-5.4% |
| Participation rate | 100.0% | 72.0%+28.0pp | 77.8%+22.2pp | 69.6%+30.4pp |
| Annual return | 0.50% | 9.66%-9.2pp | 10.64%-10.1pp | 7.63%-7.1pp |
| Employer contribution / active EE | $3,247 | $2,098+54.7% | $3,379-3.9% | $2,381+36.4% |
| Participant deferral / active EE | $8,246 | $4,656+77.1% | $5,565+48.2% | $3,470+137.7% |
| Admin fee / account holder | $5,688 | $9,282-38.7% | $7,540-24.6% | $4,887+16.4% |