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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,849 | $198,461-33.1% | $170,436-22.1% | $147,585-10.0% |
| Participation rate | 85.7% | 88.0%-2.3pp | 83.6%+2.1pp | 82.8%+2.9pp |
| Annual return | 29.51% | 257.30%-227.8pp | 205.94%-176.4pp | 578.57%-549.1pp |
| Employer contribution / active EE | $15,717 | $6,184+154.2% | $5,433+189.3% | $4,876+222.3% |
| Participant deferral / active EE | $8,572 | $5,629+52.3% | $4,939+73.5% | $5,439+57.6% |
| Admin fee / account holder | $739 | $16,852-95.6% | $13,880-94.7% | $10,885-93.2% |