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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,697 | $97,020+23.4% | $83,322+43.7% | $135,379-11.6% |
| Participation rate | 100.0% | 80.4%+19.6pp | 77.8%+22.2pp | 82.6%+17.4pp |
| Annual return | -5.73% | 12.31%-18.0pp | 10.64%-16.4pp | 519.79%-525.5pp |
| Employer contribution / active EE | $0 | $4,144-100.0% | $3,379-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $9,990 | $5,964+67.5% | $5,565+79.5% | $5,609+78.1% |
| Admin fee / account holder | $13,853 | $8,426+64.4% | $7,540+83.7% | $10,828+27.9% |