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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,933 | $106,864-33.6% | $147,318-51.9% | $82,637-14.2% |
| Participation rate | 100.0% | 75.5%+24.5pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 18.15% | 27.49%-9.3pp | 70.43%-52.3pp | 53.51%-35.4pp |
| Employer contribution / active EE | $7,773 | $3,417+127.5% | $4,593+69.2% | $2,552+204.6% |
| Participant deferral / active EE | $3,750 | $6,496-42.3% | $7,906-52.6% | $4,126-9.1% |
| Admin fee / account holder | $763 | $8,415-90.9% | $13,708-94.4% | $7,339-89.6% |