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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,891 | $138,072-35.6% | $123,549-28.1% | $135,382-34.3% |
| Participation rate | 50.0% | 84.7%-34.7pp | 82.3%-32.3pp | 82.6%-32.6pp |
| Annual return | -4.07% | 153.69%-157.8pp | 119.20%-123.3pp | 519.77%-523.8pp |
| Employer contribution / active EE | $1,114 | $5,152-78.4% | $4,628-75.9% | $4,779-76.7% |
| Participant deferral / active EE | $5,156 | $6,799-24.2% | $6,426-19.8% | $5,609-8.1% |
| Admin fee / account holder | $204 | $10,917-98.1% | $9,284-97.8% | $10,829-98.1% |