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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,862,773 | $175,257+962.9% | $149,717+1144.2% | $139,456+1235.7% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 25.50% | 166.70%-141.2pp | 134.41%-108.9pp | 373.45%-347.9pp |
| Employer contribution / active EE | $11,557 | $5,477+111.0% | $4,820+139.8% | $4,753+143.2% |
| Participant deferral / active EE | $30,000 | $6,521+360.1% | $5,682+428.0% | $6,711+347.0% |
| Admin fee / account holder | $1,505 | $16,156-90.7% | $13,213-88.6% | $11,407-86.8% |