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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,585 | $93,117+97.2% | $77,096+138.1% | $134,532+36.5% |
| Participation rate | 72.7% | 74.5%-1.8pp | 67.9%+4.8pp | 81.2%-8.5pp |
| Annual return | -22.42% | 62.67%-85.1pp | 42.35%-64.8pp | 418.27%-440.7pp |
| Employer contribution / active EE | $3,820 | $3,420+11.7% | $2,814+35.7% | $4,741-19.4% |
| Participant deferral / active EE | $10,079 | $5,241+92.3% | $4,429+127.6% | $6,401+57.5% |
| Admin fee / account holder | $1,299 | $6,948-81.3% | $5,428-76.1% | $11,429-88.6% |