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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,192 | $104,937+26.9% | $84,628+57.4% | $152,897-12.9% |
| Participation rate | 83.3% | 74.8%+8.5pp | 68.2%+15.1pp | 82.5%+0.9pp |
| Annual return | 30.94% | 373.88%-342.9pp | 258.80%-227.9pp | 345.43%-314.5pp |
| Employer contribution / active EE | $2,124 | $3,303-35.7% | $2,653-20.0% | $4,764-55.4% |
| Participant deferral / active EE | $7,396 | $4,690+57.7% | $3,900+89.7% | $5,851+26.4% |
| Admin fee / account holder | $2,516 | $6,243-59.7% | $4,914-48.8% | $11,599-78.3% |