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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,637 | $57,352-64.0% | $83,831-75.4% | $64,173-67.8% |
| Participation rate | 84.0% | 68.6%+15.4pp | 76.1%+7.9pp | 69.6%+14.4pp |
| Annual return | -10.81% | 11.38%-22.2pp | 850.99%-861.8pp | 7.63%-18.4pp |
| Employer contribution / active EE | $2,031 | $2,546-20.2% | $3,631-44.1% | $2,381-14.7% |
| Participant deferral / active EE | $4,091 | $2,993+36.7% | $4,082+0.2% | $3,470+17.9% |
| Admin fee / account holder | $2,585 | $4,046-36.1% | $5,479-52.8% | $4,887-47.1% |