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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,375 | $202,342+6.4% | $172,752+24.7% | $152,897+40.9% |
| Participation rate | 93.8% | 87.1%+6.7pp | 82.6%+11.1pp | 82.5%+11.3pp |
| Annual return | 24.21% | 1029.83%-1005.6pp | 802.97%-778.8pp | 345.43%-321.2pp |
| Employer contribution / active EE | $14,084 | $5,858+140.4% | $5,144+173.8% | $4,764+195.7% |
| Participant deferral / active EE | $15,009 | $5,948+152.3% | $5,198+188.8% | $5,851+156.5% |
| Admin fee / account holder | $1,987 | $17,111-88.4% | $13,955-85.8% | $11,599-82.9% |