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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,101 | $57,590-82.5% | $86,233-88.3% | $82,448-87.7% |
| Participation rate | 92.6% | 57.9%+34.7pp | 69.0%+23.6pp | 68.1%+24.5pp |
| Annual return | 22.93% | 22.41%+0.5pp | 61.39%-38.5pp | 41.64%-18.7pp |
| Employer contribution / active EE | $1,007 | $1,655-39.1% | $2,504-59.8% | $2,551-60.5% |
| Participant deferral / active EE | $2,219 | $3,080-27.9% | $4,559-51.3% | $4,139-46.4% |
| Admin fee / account holder | $1,802 | $4,730-61.9% | $8,342-78.4% | $7,234-75.1% |