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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,797 | $48,274+19.7% | $63,244-8.6% | $59,633-3.1% |
| Participation rate | 30.1% | 66.3%-36.2pp | 71.0%-40.9pp | 68.7%-38.5pp |
| Annual return | 0.00% | -240.79%+240.8pp | -70.31%+70.3pp | 2041.45%-2041.5pp |
| Employer contribution / active EE | $930 | $1,586-41.4% | $2,322-60.0% | $2,203-57.8% |
| Participant deferral / active EE | $2,942 | $2,343+25.6% | $2,953-0.4% | $3,192-7.8% |
| Admin fee / account holder | $5,336 | $3,600+48.2% | $5,893-9.5% | $4,297+24.2% |