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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $203,605 | $121,656+67.4% | $104,614+94.6% | $158,950+28.1% |
| Participation rate | 100.0% | 77.5%+22.5pp | 74.1%+25.9pp | 82.0%+18.0pp |
| Annual return | 17.01% | 465.51%-448.5pp | 340.56%-323.6pp | 302.91%-285.9pp |
| Employer contribution / active EE | $4,200 | $3,164+32.7% | $2,681+56.6% | $4,762-11.8% |
| Participant deferral / active EE | $26,000 | $4,177+522.4% | $3,739+595.3% | $5,983+334.6% |
| Admin fee / account holder | $698 | $7,775-91.0% | $6,464-89.2% | $11,248-93.8% |