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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,959 | $198,462-44.1% | $170,439-34.9% | $147,585-24.8% |
| Participation rate | 50.0% | 88.0%-38.0pp | 83.6%-33.6pp | 82.8%-32.8pp |
| Annual return | 22.29% | 257.30%-235.0pp | 205.94%-183.6pp | 578.58%-556.3pp |
| Employer contribution / active EE | $2,468 | $6,184-60.1% | $5,433-54.6% | $4,876-49.4% |
| Participant deferral / active EE | $9,139 | $5,629+62.3% | $4,939+85.0% | $5,439+68.0% |
| Admin fee / account holder | $1,461 | $16,852-91.3% | $13,881-89.5% | $10,886-86.6% |