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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,228 | $102,938+61.5% | $94,105+76.6% | $138,895+19.7% |
| Participation rate | 80.0% | 74.6%+5.4pp | 71.9%+8.1pp | 79.9%+0.1pp |
| Annual return | 21.81% | 250.28%-228.5pp | 204.55%-182.7pp | 145.39%-123.6pp |
| Employer contribution / active EE | $6,103 | $2,732+123.4% | $2,504+143.7% | $4,194+45.5% |
| Participant deferral / active EE | $14,725 | $4,196+250.9% | $3,881+279.4% | $6,396+130.2% |
| Admin fee / account holder | $5,860 | $6,600-11.2% | $6,199-5.5% | $12,562-53.4% |