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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,543 | $110,278-31.5% | $95,740-21.1% | $139,466-45.8% |
| Participation rate | 83.3% | 75.7%+7.6pp | 72.3%+11.1pp | 80.3%+3.0pp |
| Annual return | 16.63% | 27.19%-10.6pp | 28.41%-11.8pp | 373.66%-357.0pp |
| Employer contribution / active EE | $7,170 | $3,260+119.9% | $2,836+152.8% | $4,754+50.8% |
| Participant deferral / active EE | $14,140 | $4,674+202.5% | $4,244+233.2% | $6,712+110.7% |
| Admin fee / account holder | $2,790 | $6,613-57.8% | $5,676-50.9% | $11,409-75.5% |