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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,228 | $101,618+63.6% | $93,063+78.6% | $137,256+21.1% |
| Participation rate | 80.0% | 74.9%+5.1pp | 72.1%+7.9pp | 80.0%0pp |
| Annual return | 21.81% | 223.95%-202.1pp | 34.15%-12.3pp | 220.34%-198.5pp |
| Employer contribution / active EE | $6,103 | $2,707+125.4% | $2,476+146.5% | $4,156+46.8% |
| Participant deferral / active EE | $14,725 | $4,279+244.1% | $3,958+272.0% | $6,407+129.8% |
| Admin fee / account holder | $5,860 | $6,198-5.5% | $6,033-2.9% | $12,270-52.2% |