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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,245 | $109,967+8.4% | $97,197+22.7% | $145,877-18.3% |
| Participation rate | 80.0% | 76.0%+4.0pp | 72.7%+7.3pp | 80.3%-0.3pp |
| Annual return | 11.96% | 244.27%-232.3pp | 75.47%-63.5pp | 551.28%-539.3pp |
| Employer contribution / active EE | $6,847 | $3,077+122.5% | $2,723+151.5% | $4,663+46.8% |
| Participant deferral / active EE | $13,966 | $4,676+198.6% | $4,263+227.6% | $6,691+108.7% |
| Admin fee / account holder | $2,593 | $6,199-58.2% | $5,637-54.0% | $13,402-80.6% |