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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,245 | $110,093+8.3% | $97,295+22.6% | $145,897-18.3% |
| Participation rate | 80.0% | 75.9%+4.1pp | 72.7%+7.3pp | 80.3%-0.3pp |
| Annual return | 11.96% | 244.76%-232.8pp | 75.62%-63.7pp | 552.29%-540.3pp |
| Employer contribution / active EE | $6,847 | $3,077+122.5% | $2,723+151.5% | $4,663+46.8% |
| Participant deferral / active EE | $13,966 | $4,678+198.6% | $4,264+227.6% | $6,689+108.8% |
| Admin fee / account holder | $2,593 | $6,212-58.3% | $5,646-54.1% | $13,390-80.6% |