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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,289 | $106,905-23.0% | $84,020-2.1% | $152,885-46.2% |
| Participation rate | 60.0% | 75.2%-15.2pp | 69.0%-9.0pp | 82.5%-22.5pp |
| Annual return | 21.73% | 105.00%-83.3pp | 71.31%-49.6pp | 345.39%-323.7pp |
| Employer contribution / active EE | $1,515 | $2,735-44.6% | $1,984-23.6% | $4,763-68.2% |
| Participant deferral / active EE | $4,939 | $4,012+23.1% | $3,239+52.5% | $5,851-15.6% |
| Admin fee / account holder | $44 | $8,287-99.5% | $6,101-99.3% | $11,598-99.6% |