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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $261,485 | $88,702+194.8% | $81,780+219.7% | $145,978+79.1% |
| Participation rate | 83.3% | 75.0%+8.3pp | 72.4%+11.0pp | 80.3%+3.0pp |
| Annual return | 15.42% | 1029.12%-1013.7pp | 776.27%-760.8pp | 550.52%-535.1pp |
| Employer contribution / active EE | $4,907 | $3,084+59.1% | $2,914+68.4% | $4,662+5.3% |
| Participant deferral / active EE | $15,240 | $4,645+228.1% | $4,321+252.7% | $6,690+127.8% |
| Admin fee / account holder | $2,652 | $8,414-68.5% | $7,384-64.1% | $13,400-80.2% |