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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,063 | $49,199-55.2% | $121,204-81.8% | $75,173-70.7% |
| Participation rate | 28.7% | 55.4%-26.7pp | 69.5%-40.8pp | 67.2%-38.5pp |
| Annual return | 27.24% | 56.04%-28.8pp | 987.18%-959.9pp | 160.72%-133.5pp |
| Employer contribution / active EE | $365 | $1,547-76.4% | $4,170-91.2% | $2,671-86.3% |
| Participant deferral / active EE | $1,509 | $2,630-42.6% | $4,083-63.0% | $4,126-63.4% |
| Admin fee / account holder | $896 | $3,946-77.3% | $5,651-84.2% | $5,651-84.2% |