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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,069 | $121,677-89.3% | $104,625-87.5% | $158,966-91.8% |
| Participation rate | 100.0% | 77.5%+22.5pp | 74.1%+25.9pp | 82.0%+18.0pp |
| Annual return | 41.84% | 465.58%-423.7pp | 340.60%-298.8pp | 302.95%-261.1pp |
| Employer contribution / active EE | $2,988 | $3,165-5.6% | $2,681+11.4% | $4,762-37.3% |
| Participant deferral / active EE | $6,146 | $4,175+47.2% | $3,738+64.4% | $5,983+2.7% |
| Admin fee / account holder | $5,287 | $7,777-32.0% | $6,465-18.2% | $11,250-53.0% |