Retirement plan

THE UNITED DISTRIBUTION GROUP 401(K) PLAN

Name: THE UNITED DISTRIBUTION GROUP - THE UNITED DISTRIBUTION GROUP 401(K) PLAN (2015) Form 5500
Creator: THE UNITED DISTRIBUTION GROUP
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, THE UNITED DISTRIBUTION GROUP 401(K) PLAN, THE UNITED DISTRIBUTION GROUP

THE UNITED DISTRIBUTION GROUPEIN 20-4686712Plan #001PY 2015

P.O. BOX 8300 - BRISTOL, VA 242038300423-573-7300

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$49.3M

No prior year

Total participants

810

No prior year

Average account balance

$60,826

No prior year

Annual return

6.15%

No prior year

Benchmarks

See 1,096 peers

Peer group

Industry42 - Wholesale Trade

Plan typeDefined contribution

Participants250-999

Cohort1,096 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$63.01M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$83K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

762

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$3.67M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$6K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.34%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
PRUDENTIAL RETIREMENT INSURANCE AND1+ years Filed as: THE PRUDENTIAL INS CO OF AMERICA Service code 13 · EIN 22-1211670	Contract Administrator	$17,297
PRUCO SECURITIES, LLC1+ years Filed as: PRUCO SECURITIES CORPORATION Service code 71 · EIN 22-1921421	Brokerage Fees	$0

Plan features & details

Pension benefit codes2E2J2K2G2F3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$18K

$26 / participant

Other / not subdivided$18K100.0%

% of EOY assets

0.037%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: BROWN, EDWARDS & COMPANY, L.L.P.
Auditor EIN: 540504608
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$60,826

$57,096+6.5%

$94,228-35.4%

$55,191+10.2%

Participation rate

100.0%

75.7%+24.3pp

78.8%+21.2pp

69.2%+30.8pp

Annual return

6.15%

159.65%-153.5pp

10.68%-4.5pp

10.78%-4.6pp

Employer contribution / active EE

$930

$1,708-45.6%

$3,587-74.1%

$1,899-51.0%

Participant deferral / active EE

$3,587

$3,165+13.3%

$4,320-17.0%

$3,046+17.7%

Admin fee / account holder

$22

$89-75.1%

$6,269-99.6%

$91-75.5%

Provider

Service type

Compensation

PRUDENTIAL RETIREMENT INSURANCE AND1+ years

Filed as: THE PRUDENTIAL INS CO OF AMERICA

Service code 13 · EIN 22-1211670

Contract Administrator

$17,297

PRUCO SECURITIES, LLC1+ years

Filed as: PRUCO SECURITIES CORPORATION

Service code 71 · EIN 22-1921421

Brokerage Fees

THE UNITED DISTRIBUTION GROUP 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

THE UNITED DISTRIBUTION GROUP 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion