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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,428 | $100,792-29.1% | $86,691-17.6% | $134,509-46.9% |
| Participation rate | 60.0% | 78.9%-18.9pp | 76.6%-16.6pp | 81.2%-21.2pp |
| Annual return | -17.05% | 29.08%-46.1pp | 35.94%-53.0pp | 418.13%-435.2pp |
| Employer contribution / active EE | $1,348 | $3,491-61.4% | $2,837-52.5% | $4,741-71.6% |
| Participant deferral / active EE | $2,591 | $5,339-51.5% | $4,656-44.4% | $6,400-59.5% |
| Admin fee / account holder | $398 | $10,924-96.4% | $7,492-94.7% | $11,427-96.5% |