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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,299 | $198,461-59.0% | $170,436-52.3% | $147,585-44.9% |
| Participation rate | 71.4% | 88.0%-16.5pp | 83.6%-12.2pp | 82.8%-11.4pp |
| Annual return | 19.47% | 257.30%-237.8pp | 205.94%-186.5pp | 578.57%-559.1pp |
| Employer contribution / active EE | $3,140 | $6,184-49.2% | $5,433-42.2% | $4,876-35.6% |
| Participant deferral / active EE | $4,764 | $5,629-15.4% | $4,939-3.6% | $5,439-12.4% |
| Admin fee / account holder | $3,852 | $16,852-77.1% | $13,880-72.2% | $10,885-64.6% |