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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,265 | $157,276-89.7% | $141,177-88.5% | $152,885-89.4% |
| Participation rate | 87.5% | 84.8%+2.7pp | 82.5%+5.0pp | 82.5%+5.0pp |
| Annual return | 25.95% | 64.33%-38.4pp | 71.40%-45.5pp | 345.39%-319.4pp |
| Employer contribution / active EE | $3,399 | $5,262-35.4% | $4,736-28.2% | $4,763-28.6% |
| Participant deferral / active EE | $4,595 | $7,110-35.4% | $6,710-31.5% | $5,851-21.5% |
| Admin fee / account holder | $519 | $12,123-95.7% | $10,263-94.9% | $11,598-95.5% |