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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,358 | $69,590-57.8% | $136,867-78.6% | $94,015-68.8% |
| Participation rate | 79.3% | 66.3%+13.0pp | 74.5%+4.8pp | 70.8%+8.5pp |
| Annual return | 19.59% | 19.62%0pp | 42.97%-23.4pp | 17.84%+1.7pp |
| Employer contribution / active EE | $1,621 | $2,396-32.4% | $3,547-54.3% | $2,790-41.9% |
| Participant deferral / active EE | $3,677 | $3,437+7.0% | $4,924-25.3% | $4,249-13.5% |
| Admin fee / account holder | $1,127 | $8,912-87.4% | $10,340-89.1% | $8,951-87.4% |