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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,031 | $27,639-45.6% | $61,501-75.6% | $68,490-78.1% |
| Participation rate | 12.2% | 39.5%-27.3pp | 52.6%-40.4pp | 67.9%-55.7pp |
| Annual return | -18.68% | -13.19%-5.5pp | 339.04%-357.7pp | -7.85%-10.8pp |
| Employer contribution / active EE | $731 | $696+5.0% | $1,160-37.0% | $2,597-71.9% |
| Participant deferral / active EE | $0 | $1,264-100.0% | $2,125-100.0% | $4,028-100.0% |
| Admin fee / account holder | $1,683 | $2,012-16.4% | $2,132-21.1% | $5,403-68.9% |