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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,522 | $39,028-67.9% | $80,741-84.5% | $85,847-85.4% |
| Participation rate | 14.3% | 41.6%-27.3pp | 54.2%-39.9pp | 69.3%-55.0pp |
| Annual return | 14.29% | 26.31%-12.0pp | 87.30%-73.0pp | 318.61%-304.3pp |
| Employer contribution / active EE | $0 | $722-100.0% | $1,160-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $400 | $1,326-69.9% | $2,145-81.4% | $3,952-89.9% |
| Admin fee / account holder | $192 | $2,429-92.1% | $3,380-94.3% | $6,261-96.9% |