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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,224 | $124,425+35.2% | $112,040+50.1% | $137,256+22.6% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 15.09% | 24.72%-9.6pp | 24.52%-9.4pp | 220.34%-205.3pp |
| Employer contribution / active EE | $3,017 | $3,411-11.6% | $2,954+2.1% | $4,156-27.4% |
| Participant deferral / active EE | $5,756 | $5,718+0.7% | $5,098+12.9% | $6,407-10.2% |
| Admin fee / account holder | $19,732 | $15,207+29.8% | $12,098+63.1% | $12,270+60.8% |