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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,445 | $138,075-54.8% | $123,552-49.5% | $135,379-53.9% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -6.53% | 153.70%-160.2pp | 119.20%-125.7pp | 519.79%-526.3pp |
| Employer contribution / active EE | $19,259 | $5,152+273.8% | $4,628+316.1% | $4,779+303.0% |
| Participant deferral / active EE | $19,501 | $6,800+186.8% | $6,426+203.5% | $5,609+247.7% |
| Admin fee / account holder | $4,060 | $10,917-62.8% | $9,285-56.3% | $10,828-62.5% |