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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,728 | $150,447-65.6% | $136,298-62.0% | $147,586-65.0% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 26.44% | 1049.15%-1022.7pp | 5156.27%-5129.8pp | 578.59%-552.2pp |
| Employer contribution / active EE | $3,514 | $5,256-33.2% | $4,696-25.2% | $4,876-27.9% |
| Participant deferral / active EE | $18,430 | $6,631+178.0% | $6,247+195.0% | $5,439+238.9% |
| Admin fee / account holder | $2,889 | $10,906-73.5% | $9,244-68.7% | $10,886-73.5% |