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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,693 | $223,823-33.6% | $211,142-29.6% | $154,746-3.9% |
| Participation rate | 92.9% | 87.9%+5.0pp | 87.3%+5.6pp | 80.7%+12.2pp |
| Annual return | 24.56% | 50.39%-25.8pp | 46.84%-22.3pp | 172.34%-147.8pp |
| Employer contribution / active EE | $7,306 | $6,787+7.6% | $6,442+13.4% | $4,379+66.8% |
| Participant deferral / active EE | $13,810 | $9,750+41.6% | $9,284+48.7% | $6,730+105.2% |
| Admin fee / account holder | $37,526 | $19,707+90.4% | $19,076+96.7% | $14,365+161.2% |