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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,431 | $197,637-51.7% | $177,848-46.3% | $158,982-40.0% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 13.47% | 58.77%-45.3pp | 48.33%-34.9pp | 302.99%-289.5pp |
| Employer contribution / active EE | $4,433 | $6,698-33.8% | $5,919-25.1% | $4,763-6.9% |
| Participant deferral / active EE | $10,259 | $8,405+22.1% | $7,714+33.0% | $5,983+71.5% |
| Admin fee / account holder | $17,148 | $15,406+11.3% | $12,431+37.9% | $11,252+52.4% |