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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,693 | $209,336-29.0% | $197,124-24.6% | $137,256+8.3% |
| Participation rate | 92.9% | 87.3%+5.6pp | 86.7%+6.1pp | 80.0%+12.9pp |
| Annual return | 24.56% | 48.09%-23.5pp | 44.34%-19.8pp | 220.34%-195.8pp |
| Employer contribution / active EE | $7,306 | $6,591+10.8% | $6,227+17.3% | $4,156+75.8% |
| Participant deferral / active EE | $13,810 | $9,614+43.6% | $9,135+51.2% | $6,407+115.5% |
| Admin fee / account holder | $37,526 | $17,308+116.8% | $16,298+130.2% | $12,270+205.8% |