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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,957 | $85,169-21.4% | $172,755-61.2% | $72,983-8.3% |
| Participation rate | 55.2% | 70.1%-14.9pp | 82.6%-27.5pp | 69.5%-14.3pp |
| Annual return | 20.48% | 27.32%-6.8pp | 802.94%-782.5pp | 81.01%-60.5pp |
| Employer contribution / active EE | $5,128 | $3,324+54.3% | $5,144-0.3% | $2,440+110.2% |
| Participant deferral / active EE | $8,983 | $3,260+175.5% | $5,198+72.8% | $3,608+149.0% |
| Admin fee / account holder | $26,896 | $5,880+357.4% | $13,955+92.7% | $5,124+424.9% |