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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,009 | $155,833-78.2% | $124,693-72.7% | $167,518-79.7% |
| Participation rate | 100.0% | 81.1%+18.9pp | 74.6%+25.4pp | 82.1%+17.9pp |
| Annual return | 14.21% | 17.98%-3.8pp | 5144.19%-5130.0pp | 478.71%-464.5pp |
| Employer contribution / active EE | $3,625 | $4,164-13.0% | $3,324+9.0% | $4,838-25.1% |
| Participant deferral / active EE | $10,545 | $5,675+85.8% | $4,615+128.5% | $6,342+66.3% |
| Admin fee / account holder | $2,855 | $9,534-70.1% | $7,494-61.9% | $12,312-76.8% |