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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,839 | $106,247+21.3% | $96,515+33.5% | $139,466-7.6% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 11.33% | 38.47%-27.1pp | 35.73%-24.4pp | 373.66%-362.3pp |
| Employer contribution / active EE | $10,693 | $4,106+160.4% | $3,740+185.9% | $4,754+124.9% |
| Participant deferral / active EE | $22,139 | $5,456+305.8% | $4,880+353.7% | $6,712+229.8% |
| Admin fee / account holder | $16,554 | $7,885+109.9% | $6,735+145.8% | $11,409+45.1% |