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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,718 | $105,210+13.8% | $159,487-24.9% | $85,851+39.4% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.8%+17.2pp | 69.3%+30.7pp |
| Annual return | 9.98% | 45.08%-35.1pp | 263.71%-253.7pp | 318.63%-308.7pp |
| Employer contribution / active EE | $5,547 | $3,319+67.1% | $4,831+14.8% | $2,565+116.2% |
| Participant deferral / active EE | $7,107 | $5,946+19.5% | $7,354-3.3% | $3,952+79.8% |
| Admin fee / account holder | $8,062 | $6,934+16.3% | $10,804-25.4% | $6,261+28.8% |